cardtime Terms and Conditions – Know Your Rights Before You Play

To register and use the cardtime platform, you must be at least 21 years of age and a resident of the Philippines. By creating an account, you confirm that all information you provide during registration is accurate, complete, and up to date. Each player is permitted to hold only one account — duplicate accounts may be suspended without prior notice. You are solely responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. If you suspect unauthorised access to your account, you must notify the support team at [email protected] immediately. cardtime reserves the right to request identity verification documents at any time to confirm eligibility before processing withdrawals or other account actions.

All transactions on the cardtime platform are conducted in Philippine pesos (PHP) using supported local payment channels. Deposits are credited to your account balance once the payment is confirmed by the relevant payment provider. Withdrawal requests are subject to identity verification, and your first withdrawal requires a completed account verification step to protect your funds. Processing times vary by payment method — e-wallets and mobile payment apps typically complete within 24 hours, while bank transfers may take one to three business days. cardtime does not charge hidden fees on withdrawals, but your chosen payment provider may apply their own transaction charges. Any attempt to use fraudulent payment methods or to reverse legitimate transactions will result in immediate account suspension. For full details on available payment methods and minimum amounts, visit the Withdrawal page.

The cardtime platform is provided for personal entertainment purposes only and may not be used for any commercial, fraudulent, or unlawful activity. Players must not attempt to manipulate game outcomes, exploit software errors, use automated tools or bots, or engage in any behaviour that disrupts the fair experience of other users. Any winnings obtained through technical errors, system faults, or exploits will be considered void and may be reversed from your account balance. You agree not to share your account with any other person, and you accept that cardtime is not liable for losses resulting from unauthorised account access caused by your own failure to secure your login details. The platform reserves the right to suspend or permanently close any account found to be in violation of these conduct rules, with or without prior warning depending on the severity of the breach. All disputes regarding game outcomes or account actions must be submitted in writing to [email protected] within 30 days of the relevant event.

cardtime is committed to promoting responsible gaming among all Filipino players and strongly encourages every registered user to set personal deposit and session limits before they begin playing. If you feel that your gaming activity is becoming difficult to control, you have the right to request a temporary self-exclusion or a permanent account closure at any time by contacting [email protected]. The platform will honour all self-exclusion requests promptly and will not send promotional communications to excluded players during the exclusion period. Players who are experiencing financial hardship, emotional distress, or signs of problem gambling are encouraged to seek help through appropriate support services available in the Philippines. Detailed guidance on setting limits, recognising warning signs, and accessing help is available on the Responsible Gaming page. cardtime reserves the right to proactively restrict or close accounts where there is reasonable concern about a player's wellbeing, even in the absence of a formal self-exclusion request.

By registering on the cardtime platform, you consent to the collection and processing of your personal information in accordance with the Privacy Policy. Personal data collected during registration and account verification is used solely for the purposes of operating your account, processing transactions, and complying with applicable regulations. cardtime does not sell or share your personal information with third parties for marketing purposes without your explicit consent. All data is stored securely and handled in line with applicable Philippine data protection standards. You have the right to request access to the personal data held about you, and to request corrections if any information is inaccurate. For full details on how your data is collected, stored, and used, please review the complete Privacy Policy available on this site.

cardtime provides the platform on an "as available" basis and does not guarantee uninterrupted access at all times, as scheduled maintenance or unforeseen technical issues may occasionally affect availability. The platform is not liable for any losses — financial or otherwise — arising from service interruptions, delays in payment processing, or events outside its reasonable control, including but not limited to network outages, payment provider failures, or force majeure events. Players are responsible for ensuring that their use of the platform complies with any local laws or regulations applicable to them in their specific location within the Philippines. cardtime does not provide legal, financial, or tax advice, and any winnings received through the platform may be subject to applicable Philippine tax obligations that are the sole responsibility of the player. The platform's total liability to any individual player in connection with any claim shall not exceed the amount deposited by that player in the 30 days preceding the claim. These limitations apply to the fullest extent permitted by applicable law.

cardtime reserves the right to update or amend these Terms and Conditions at any time, and any changes will take effect from the date they are published on this page. Players will be notified of material changes through a notice on the platform or via the email address associated with their account. Continued use of the platform after any changes have been published constitutes your acceptance of the updated terms. It is your responsibility to review these Terms and Conditions periodically to stay informed of any updates. If you do not agree with any changes to the terms, you should stop using the platform and may request account closure by contacting [email protected]. The most current version of these Terms and Conditions will always be accessible at this page.

If you have any questions about these Terms and Conditions or need clarification on any of the rules outlined here, you can reach the cardtime support team by email at [email protected]. The support team aims to respond to all enquiries within one to two business days. For common questions about account registration, withdrawals, game rules, and platform features, the FAQ page is the fastest place to find answers without waiting for a reply. Players who wish to raise a formal complaint should submit their concern in writing to the support email with as much detail as possible, including their account username and a description of the issue. cardtime is committed to handling all player concerns fairly, transparently, and in a timely manner. Your satisfaction and trust in the platform are important to us, and every enquiry is taken seriously.